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16,876 Homes CIDCO Mega Housing Scheme : Price, Locations & Eligibility

Feb 02 2026

The City and Industrial Development Corporation (CIDCO) has issued important updates regarding the CIDCO Housing Lottery 2025–26, under its mega mass housing scheme titled “My Preferred CIDCO Home”. Under this lottery, CIDCO is offering 16,876 residential units in Navi Mumbai across multiple key nodes such as Kharghar (Taloja), Vashi, Panvel, Kalamboli, Kharkopar, Bamandongri, Mansarovar and Khandeshwar.

Official Notice

CIDCO has clarified that the scheme is based on the Transit Oriented Development (TOD) concept, meaning many housing sites are located close to railway stations, metro stations and major transport hubs, helping residents reduce commuting time and cost.

Preference Selection Window Opens: 11th to 28th February

Preference Selection Window Opens: 11th to 28th February

As per CIDCO’s notification, January 29, 2026 is the last date for KYC completion but . After this deadline, eligible applicants will be able to log in to the CIDCO Homes portal using their registered mobile number and proceed with the preference selection process.

Applicants are advised to keep their Aadhaar-linked mobile number active, as OTP-based login and verification is mandatory.

Locations Covered Under CIDCO Housing Lottery 2025–26

CIDCO’s mega housing inventory is spread across major residential and transit-linked areas of Navi Mumbai, including:

  • Kharghar (Bus Depot, Bus Terminus, and Kharghar Station area)

  • Taloja / Kharghar East (Sectors 28, 37 and 39)

  • Vashi Truck Terminal

  • Kalamboli Bus Depot Sector 17

  • Panvel Bus Terminus

  • Mansarovar Railway Station

  • Khandeshwar Railway Station

  • Uran railway corridor nodes like Ulwe/Bamandongri and Kharkopar

These locations are among the most sought-after nodes due to strong connectivity and future infrastructure development.

Categories Available in the CIDCO Lottery

The CIDCO housing lottery includes homes under:

1) Economically Weaker Section (EWS)

  • Eligibility: Annual family income up to ₹6 lakh

  • Benefit: PMAY subsidy up to ₹2.5 lakh

    • ₹1.5 lakh Central subsidy

    • ₹1 lakh State subsidy

  • Typical unit size: around 322 sq.ft carpet area

2) Lower Income Group (LIG)

  • Eligibility: Annual family income above ₹6 lakh

  • PMAY subsidy: Not applicable

  • Unit sizes include:

    • Smaller LIG units (approx 322 sq.ft)

    • Larger units under LIG-A (398 sq.ft) and LIG-B (540–567 sq.ft)

3) Limited 2 BHK / Bigger Units

CIDCO has limited larger inventory under LIG-B, mainly in:

  • Kharghar Station Sector 1A

  • Taloja Sector 37 (LIG-B)

CIDCO Lottery Rounds & Preference Selection System

CIDCO will conduct the housing lottery in four rounds, using a structured preference system:

Round 1, 2 and 3

  • Applicants can choose:

    • Minimum 1 preference

    • Maximum 5 preferences per round

  • Total preferences allowed: 15 preferences across the first three rounds

Each preference includes:

  • Location (project)

  • Tower number

  • Floor number

If a person wins in Round 1, their application will not be considered in Round 2 and 3.

Round 4 (“Allot Any” option)

If an applicant does not receive allotment in the first three rounds:

  • CIDCO will offer an allotment through the portal under the “Allot Any” option

  • Applicant can select:

    • “Allot any in my preferred location”

    • “Allot any in any location”

    • “Not interested”

  • The offer must be accepted/rejected within 7 days

Earnest Money Deposit (EMD) / Booking Amount Details

Applicants must pay booking amount after submitting preferences:

  • EWS: ₹75,000

  • LIG (1 BHK): ₹1,50,000

  • LIG (2 BHK / larger units): ₹2,00,000

Refund Rule

  • If no allotment happens, the amount is refunded online to the applicant’s registered bank account.

  • If allotted, the amount is adjusted against the final flat cost.

Prices Reduced by 10% | PMAY Subsidy Additional for EWS

CIDCO has announced that the Government of Maharashtra has approved a direct 10% reduction in housing unit prices under this scheme.

This makes homes more affordable—especially for EWS buyers, who will get:

  • 10% reduced CIDCO prices

  • plus ₹2.5 lakh PMAY subsidy (if eligible)

Important Instructions for Applicants

CIDCO has issued key guidelines for applicants:

  • Payment should be made from the same bank account in the applicant’s name

  • Choose preferences carefully—select only those locations where you are ready to accept allotment

  • Unsold flats from the earlier CIDCO housing scheme (2024) are also being offered again

  • This scheme is conducted only through the CIDCO Homes portal

  • It is not linked to CIDCO’s First Come First Serve (FCFS) schemes

Applicants are advised to keep checking the portal regularly for updates on:

  • preference selection window

  • draft eligible list

  • objections timeline

  • final eligible list

  • lottery dates and results

How to Participate 

  1. Complete online registration on cidcohomes.com

  2. Finish Aadhaar + PAN based e-KYC

  3. Upload documents (domicile, income proof, category certificate if applicable)

  4. After Jan 29, login and select 15 preferences

  5. Pay booking amount

  6. Wait for lottery result announcement

The CIDCO Housing Lottery 2025–26 is one of the largest affordable housing opportunities in Navi Mumbai, offering 16,876 units across key locations. With a four-round lottery system, 15 preference choices, 10% reduced prices, and PMAY subsidy up to ₹2.5 lakh for EWS, this scheme is expected to attract strong participation.

Applicants should ensure KYC completion by January 29, 2026, and carefully select preferences based on their location and budget suitability.

 



CIDCO Launches Mega Housing Scheme with 9,249 Homes in Navi Mumbai

Navi Mumbai: The City and Industrial Development Corporation (CIDCO) has launched its Mega Housing Scheme – December 2025, offering 9,249 newly constructed affordable homes across key nodes of Navi Mumbai under the title “My Preferred CIDCO Home”. The scheme follows the Maharashtra government’s decision to provide a direct 10% reduction in CIDCO housing prices, significantly improving affordability for homebuyers.

The scheme, announced on December 14, 2025, also gives a fresh opportunity to 9,883 applicants from CIDCO’s earlier mass housing scheme announced in October 2024 to reconfirm their allotments within a stipulated time window.

Under the scheme, CIDCO is offering 1 BHK and 2 BHK homes for the Economically Weaker Section (EWS) and Lower Income Group (LIG) categories at multiple locations including Vashi, Bamandongri, Kharkopar, Kharghar, Taloja, Mansarovar, Khandeshwar, Panvel, and Kalamboli. Applications for new units will be accepted online from December 15, 2025, to January 14, 2026, through the official portal cidcohomes.com.

 

OFFICIAL NOTIFICATION

 

Location / Node Category Unit Type Carpet Area (sq ft) No. of Units Price (₹)
Kharghar East (Taloja), Sector 28 EWS 1 BHK 322 723 22.60 lakh
Kharghar East (Taloja), Sector 39 EWS 1 BHK 322 1,425 23.50 lakh
Kharkopar 2A EWS 1 BHK 322 191 28.70 lakh
Kharkopar 2B EWS 1 BHK 322 151 30.80 lakh
Kharkopar Sector 16A (Plot 3) LIG 1 BHK 322 144 34.80 lakh
Kharghar East (Taloja), Sector 37 LIG 1 BHK 322 524 34.80 lakh
Kharghar Bus Terminus LIG 1 BHK 322 277 37.70 lakh
Mansarovar Railway Station LIG 1 BHK 322 74 36.30 lakh
Kharghar Railway Station LIG-B 2 BHK 540 896 66.70 lakh
Kharkopar West LIG 1 BHK 322 924 43.50 lakh
Kharkopar P3 Extension LIG 1 BHK 322 40.60 lakh
Kharghar Bus Depot LIG 1 BHK 322 37.70 lakh
Kalamboli Bus Depot LIG 1 BHK 322 42.00 lakh
Bamandongri LIG-B 2 BHK 540 87.50 lakh
Khandeshwar Railway Station LIG 1 BHK 322 To be announced
Vashi Truck Terminal LIG 1 BHK 322 To be announced
Panvel (West) Bus Terminus LIG 1 BHK 322 To be announced

Eligibility criteria 

The booklet lays out strict eligibility norms:

EWS Category

  • Annual family income up to ₹6 lakh

  • Applicant must be 18 years or above

  • Minimum 15 years of residence in Maharashtra

  • Applicant and family must not own a pucca house anywhere in India

  • Eligible for PMAY subsidy of up to ₹2.5 lakh

LIG Category

  • Annual family income above ₹6 lakh

  • Applicant and family must not own a house in Navi Mumbai

  • Minimum 15 years of Maharashtra domicile

  • EWS applicants may apply for LIG units, but LIG applicants cannot apply for EWS unit

Reservation categories and documentation

The scheme includes statutory reservations for SC, ST, NT and DT categories, along with non-statutory reservations for state government employees, CIDCO employees, journalists, religious minorities, ex-servicemen, project-affected persons and Mathadi workers.

Applicants claiming reservation must upload valid certificates issued by competent authorities. CIDCO has clarified that failure to submit required documents within the stipulated timeline may result in cancellation of allotment.

Online registration and e-KYC process

Applications are accepted only through online mode. CIDCO has introduced a structured e-KYC system, requiring applicants to complete Aadhaar, PAN and bank verification before submission.

Documents required

  • Aadhaar card (self-attested)

  • PAN card

  • Bank account details with cancelled cheque

  • Aadhaar-linked mobile number

  • Valid email ID

  • Passport-size photograph

  • Co-applicant documents, if applicable

  • Barcode-enabled domicile certificate

  • Category-specific certificates and affidavits

All documents must be uploaded in jpg, png or pdf format, with a maximum file size of 2 MB.

Application fee and restrictions

Applicants must pay a non-refundable registration fee of ₹200 plus GST. CIDCO has cautioned that no changes in category, personal details or preferences are permitted after payment of the registration fee.

Preference selection and lottery system

After successful registration, applicants can select up to 15 location preferences, divided across three preference rounds. Each round allows up to five preferences, with multiple tower or floor options.

A computerised lottery system will determine allotments based on category and preferences. Applicants who are unsuccessful in all rounds may opt for an “Allot Any” fourth round to improve their chances.


Payment schedule for successful applicants

Post-lottery, selected applicants must pay the booking amount:

  • ₹75,000 for EWS

  • ₹1.5 lakh for LIG 1 BHK

  • ₹2 lakh for LIG 2 BHK

Further payments must be made as per the Letter of Intent and payment milestones issued by CIDCO.