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16,876 Homes CIDCO Mega Housing Scheme : Price, Locations & Eligibility

Mar 25 2026

CIDCO Housing Scheme: Affordable Homes in Navi Mumbai Under ‘My First Choice’ Initiative

In a bid to make housing more accessible, City and Industrial Development Corporation (CIDCO) has announced a major residential offering under its “My First Choice” campaign in Navi Mumbai.

CIDCO stated that its quality housing units are now available at more affordable prices, presenting what it described as a “golden opportunity” for homebuyers.

Key Highlights of the Scheme

  • Total Units Available: 9,249 new housing units
  • Reconfirmation Opportunity: 9,883 applicants who had earlier selected their preferred homes can reconfirm their choices
  • Housing Type: 1 & 2 BHK flats
  • Target Segments: Economically Weaker Section (EWS) and Low Income Group (LIG)
  • Price Benefit: Approximately 10% reduction in prices

Strategic Location Advantage

The housing projects are spread across key nodes of Navi Mumbai, including:

  • Vashi
  • Bamandongri
  • Kharkopar
  • Kharghar
  • Taloja
  • Mansarovar
  • Khandeshwar
  • Panvel
  • Kalamboli

The developments are located in proximity to the upcoming Navi Mumbai International Airport (NMIA), enhancing their connectivity and investment appeal.

Focus on Urban Infrastructure

The initiative reflects CIDCO’s broader vision of planned urban development, integrating residential complexes with transport infrastructure, including metro and rail connectivity, along with modern civic amenities.

How to Apply

Interested applicants can visit the official portal:
https://cidcohomes.com for detailed information, eligibility criteria, and application procedures.
CIDCO Housing Scheme: Affordable Homes in Navi Mumbai Under ‘My First Choice’ Initiative 9,249 new housing units


28-02-2026 Latest Update on 16,876 Homes CIDCO

City and Industrial Development Corporation Extends Deadline for ‘My First Choice Navi Mumbai’ Housing Scheme

Deadline Extended Till March 19, 2026

The City and Industrial Development Corporation (CIDCO) has extended the deadline for selecting preferred flats under its housing scheme titled “My Preferred CIDCO Home – My First Choice in Navi Mumbai.” Applicants can now select their preferred housing option until March 19, 2026. The decision was taken in view of the overwhelming response from citizens and to give more time to eligible applicants to secure their dream home.

16,876 Flats Under PMAY

A total of 16,876 residential units are being offered under the Pradhan Mantri Awas Yojana (PMAY) for Economically Weaker Sections (EWS) and Low Income Group (LIG) categories. The scheme aims to provide affordable housing opportunities to common citizens in Navi Mumbai.

Official Notice

CIDCO has clarified that the scheme is based on the Transit Oriented Development (TOD) concept, meaning many housing sites are located close to railway stations, metro stations and major transport hubs, helping residents reduce commuting time and cost.

Preference Selection Window Opens: 11th to 28th February

Preference Selection Window Opens: 11th to 28th February

As per CIDCO’s notification, January 29, 2026 is the last date for KYC completion but . After this deadline, eligible applicants will be able to log in to the CIDCO Homes portal using their registered mobile number and proceed with the preference selection process.

Applicants are advised to keep their Aadhaar-linked mobile number active, as OTP-based login and verification is mandatory.

CIDCO Navi Mumbai Housing Lottery 2026 – How to Apply Online

The application process for the City and Industrial Development Corporation (CIDCO) housing lottery is completely online and involves the following steps:

Step 1: Registration

Visit the official CIDCO Homes portal and register using your Aadhaar-linked mobile number. OTP verification is mandatory.

👉 Registration Fee: ₹236 (Non-refundable, including GST)

Step 2: Fill Application Form

Enter personal details and upload required documents:

  • Aadhaar Card

  • PAN Card

  • Income Proof

  • Domicile Certificate

Step 3: Complete e-KYC

Applicants must complete Aadhaar + PAN based verification before proceeding.

Step 4: Select Preferences

Eligible applicants can select up to 15 housing options based on:

  • Location

  • Building / Tower

  • Floor

Step 5: Pay Booking Amount (EMD)

To confirm participation:

  • EWS: ₹75,000

  • LIG 1 BHK: ₹1.5 lakh

  • LIG 2 BHK: ₹2 lakh

Step 6: Lottery Draw

Final allotment is done through a computerized lottery system based on eligibility and preferences.

Locations Covered Under CIDCO Housing Lottery 2025–26

CIDCO’s mega housing inventory is spread across major residential and transit-linked areas of Navi Mumbai, including:

  • Kharghar (Bus Depot, Bus Terminus, and Kharghar Station area)

  • Taloja / Kharghar East (Sectors 28, 37 and 39)

  • Vashi Truck Terminal

  • Kalamboli Bus Depot Sector 17

  • Panvel Bus Terminus

  • Mansarovar Railway Station

  • Khandeshwar Railway Station

  • Uran railway corridor nodes like Ulwe/Bamandongri and Kharkopar

These locations are among the most sought-after nodes due to strong connectivity and future infrastructure development.

Categories Available in the CIDCO Lottery

The CIDCO housing lottery includes homes under:

1) Economically Weaker Section (EWS)

  • Eligibility: Annual family income up to ₹6 lakh

  • Benefit: PMAY subsidy up to ₹2.5 lakh

    • ₹1.5 lakh Central subsidy

    • ₹1 lakh State subsidy

  • Typical unit size: around 322 sq.ft carpet area

2) Lower Income Group (LIG)

  • Eligibility: Annual family income above ₹6 lakh

  • PMAY subsidy: Not applicable

  • Unit sizes include:

    • Smaller LIG units (approx 322 sq.ft)

    • Larger units under LIG-A (398 sq.ft) and LIG-B (540–567 sq.ft)

3) Limited 2 BHK / Bigger Units

CIDCO has limited larger inventory under LIG-B, mainly in:

  • Kharghar Station Sector 1A

  • Taloja Sector 37 (LIG-B)

 

Who Can Apply for CIDCO Housing Lottery 2026?

Applicants must meet the following basic criteria:

  • Must be a resident of Maharashtra

  • Must belong to EWS or LIG income category

  • Should not own a pucca house (as per scheme rules)

  • Must have valid documents (Aadhaar, PAN, income proof, domicile)

👉 Detailed eligibility conditions are provided below.

CIDCO Lottery Rounds & Preference Selection System

CIDCO will conduct the housing lottery in four rounds, using a structured preference system:

Round 1, 2 and 3

  • Applicants can choose:

    • Minimum 1 preference

    • Maximum 5 preferences per round

  • Total preferences allowed: 15 preferences across the first three rounds

Each preference includes:

  • Location (project)

  • Tower number

  • Floor number

If a person wins in Round 1, their application will not be considered in Round 2 and 3.

Round 4 (“Allot Any” option)

If an applicant does not receive allotment in the first three rounds:

  • CIDCO will offer an allotment through the portal under the “Allot Any” option

  • Applicant can select:

    • “Allot any in my preferred location”

    • “Allot any in any location”

    • “Not interested”

  • The offer must be accepted/rejected within 7 days

Earnest Money Deposit (EMD) / Booking Amount Details

Applicants must pay booking amount after submitting preferences:

  • EWS: ₹75,000

  • LIG (1 BHK): ₹1,50,000

  • LIG (2 BHK / larger units): ₹2,00,000

Refund Rule

  • If no allotment happens, the amount is refunded online to the applicant’s registered bank account.

  • If allotted, the amount is adjusted against the final flat cost.

Prices Reduced by 10% | PMAY Subsidy Additional for EWS

CIDCO has announced that the Government of Maharashtra has approved a direct 10% reduction in housing unit prices under this scheme.

This makes homes more affordable—especially for EWS buyers, who will get:

  • 10% reduced CIDCO prices

  • plus ₹2.5 lakh PMAY subsidy (if eligible)

Important Instructions for Applicants

CIDCO has issued key guidelines for applicants:

  • Payment should be made from the same bank account in the applicant’s name

  • Choose preferences carefully—select only those locations where you are ready to accept allotment

  • Unsold flats from the earlier CIDCO housing scheme (2024) are also being offered again

  • This scheme is conducted only through the CIDCO Homes portal

  • It is not linked to CIDCO’s First Come First Serve (FCFS) schemes

Applicants are advised to keep checking the portal regularly for updates on:

  • preference selection window

  • draft eligible list

  • objections timeline

  • final eligible list

  • lottery dates and results

How to Participate 

  1. Complete online registration on cidcohomes.com

  2. Finish Aadhaar + PAN based e-KYC

  3. Upload documents (domicile, income proof, category certificate if applicable)

  4. After Jan 29, login and select 15 preferences

  5. Pay booking amount

  6. Wait for lottery result announcement

The CIDCO Housing Lottery 2025–26 is one of the largest affordable housing opportunities in Navi Mumbai, offering 16,876 units across key locations. With a four-round lottery system, 15 preference choices, 10% reduced prices, and PMAY subsidy up to ₹2.5 lakh for EWS, this scheme is expected to attract strong participation.

Applicants should ensure KYC completion by January 29, 2026, and carefully select preferences based on their location and budget suitability.