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CIDCO Launches Mega Housing Scheme with 9,249 Homes in Navi Mumbai
Navi Mumbai: The City and Industrial Development Corporation (CIDCO) has launched its Mega Housing Scheme – December 2025, offering 9,249 newly constructed affordable homes across key nodes of Navi Mumbai under the title “My Preferred CIDCO Home”. The scheme follows the Maharashtra government’s decision to provide a direct 10% reduction in CIDCO housing prices, significantly improving affordability for homebuyers.
The scheme, announced on December 14, 2025, also gives a fresh opportunity to 9,883 applicants from CIDCO’s earlier mass housing scheme announced in October 2024 to reconfirm their allotments within a stipulated time window.
Under the scheme, CIDCO is offering 1 BHK and 2 BHK homes for the Economically Weaker Section (EWS) and Lower Income Group (LIG) categories at multiple locations including Vashi, Bamandongri, Kharkopar, Kharghar, Taloja, Mansarovar, Khandeshwar, Panvel, and Kalamboli. Applications for new units will be accepted online from December 15, 2025, to January 14, 2026, through the official portal cidcohomes.com.
| Location / Node | Category | Unit Type | Carpet Area (sq ft) | No. of Units | Price (₹) |
|---|---|---|---|---|---|
| Kharghar East (Taloja), Sector 28 | EWS | 1 BHK | 322 | 723 | 22.60 lakh |
| Kharghar East (Taloja), Sector 39 | EWS | 1 BHK | 322 | 1,425 | 23.50 lakh |
| Kharkopar 2A | EWS | 1 BHK | 322 | 191 | 28.70 lakh |
| Kharkopar 2B | EWS | 1 BHK | 322 | 151 | 30.80 lakh |
| Kharkopar Sector 16A (Plot 3) | LIG | 1 BHK | 322 | 144 | 34.80 lakh |
| Kharghar East (Taloja), Sector 37 | LIG | 1 BHK | 322 | 524 | 34.80 lakh |
| Kharghar Bus Terminus | LIG | 1 BHK | 322 | 277 | 37.70 lakh |
| Mansarovar Railway Station | LIG | 1 BHK | 322 | 74 | 36.30 lakh |
| Kharghar Railway Station | LIG-B | 2 BHK | 540 | 896 | 66.70 lakh |
| Kharkopar West | LIG | 1 BHK | 322 | 924 | 43.50 lakh |
| Kharkopar P3 Extension | LIG | 1 BHK | 322 | — | 40.60 lakh |
| Kharghar Bus Depot | LIG | 1 BHK | 322 | — | 37.70 lakh |
| Kalamboli Bus Depot | LIG | 1 BHK | 322 | — | 42.00 lakh |
| Bamandongri | LIG-B | 2 BHK | 540 | — | 87.50 lakh |
| Khandeshwar Railway Station | LIG | 1 BHK | 322 | — | To be announced |
| Vashi Truck Terminal | LIG | 1 BHK | 322 | — | To be announced |
| Panvel (West) Bus Terminus | LIG | 1 BHK | 322 | — | To be announced |
The booklet lays out strict eligibility norms:
Annual family income up to ₹6 lakh
Applicant must be 18 years or above
Minimum 15 years of residence in Maharashtra
Applicant and family must not own a pucca house anywhere in India
Eligible for PMAY subsidy of up to ₹2.5 lakh
Annual family income above ₹6 lakh
Applicant and family must not own a house in Navi Mumbai
Minimum 15 years of Maharashtra domicile
EWS applicants may apply for LIG units, but LIG applicants cannot apply for EWS unit
The scheme includes statutory reservations for SC, ST, NT and DT categories, along with non-statutory reservations for state government employees, CIDCO employees, journalists, religious minorities, ex-servicemen, project-affected persons and Mathadi workers.
Applicants claiming reservation must upload valid certificates issued by competent authorities. CIDCO has clarified that failure to submit required documents within the stipulated timeline may result in cancellation of allotment.
Applications are accepted only through online mode. CIDCO has introduced a structured e-KYC system, requiring applicants to complete Aadhaar, PAN and bank verification before submission.
Aadhaar card (self-attested)
PAN card
Bank account details with cancelled cheque
Aadhaar-linked mobile number
Valid email ID
Passport-size photograph
Co-applicant documents, if applicable
Barcode-enabled domicile certificate
Category-specific certificates and affidavits
All documents must be uploaded in jpg, png or pdf format, with a maximum file size of 2 MB.
Applicants must pay a non-refundable registration fee of ₹200 plus GST. CIDCO has cautioned that no changes in category, personal details or preferences are permitted after payment of the registration fee.
After successful registration, applicants can select up to 15 location preferences, divided across three preference rounds. Each round allows up to five preferences, with multiple tower or floor options.
A computerised lottery system will determine allotments based on category and preferences. Applicants who are unsuccessful in all rounds may opt for an “Allot Any” fourth round to improve their chances.
Post-lottery, selected applicants must pay the booking amount:
₹75,000 for EWS
₹1.5 lakh for LIG 1 BHK
₹2 lakh for LIG 2 BHK
Further payments must be made as per the Letter of Intent and payment milestones issued by CIDCO.