The Lucknow Development Authority (LDA) has officially launched the Sardar Vallabh Bhai Patel Awas Yojana Phase 2 in the premium locality of Dalibagh (Jiamau), Lucknow , offering affordable 1 BHK flats under the EWS category. The scheme has gained significant attention due to its central location, competitive pricing, and structured payment plan.
According to official updates, the registration process began on 5 June and will continue till 20 June , with allotments to be conducted through a lottery system .
Prime Location in the Heart of Lucknow
The scheme is located in Dalibagh / Jiamau , one of the most central and well-connected areas of Lucknow. The project offers strong connectivity to key landmarks, including:
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- 1090 Chauraha – approx. 1 km
- Lohiya Park – 2–2.5 km
- Chief Minister’s Residence – 4.5 km
- Janeshwar Mishra Park – 5 km
- Hazratganj Metro Station – 6 km
- Charbagh Railway Station – 8 km
- Chaudhary Charan Singh Airport – around 7 km
Due to this strategic location, the project is being seen as a high-potential affordable housing opportunity in central Lucknow.
Flat Configuration and Project Details
The Phase 2 development includes 1 BHK EWS flats designed for economically weaker sections.
Key specifications:
- Type: 1 BHK Apartments (EWS Category)
- Super Area: Up to 36 sq. meters
- Total Units:
- Block 1: 140 units
- Block 2: 16 units
- Block 3: 16 units
The project is currently in the advanced stage of development, with construction expected to be completed within the stipulated timeline.
Price and Payment Structure
The scheme is priced to remain affordable for EWS applicants:
- Base Price: Approximately ₹10.70 lakh
- Booking Amount: Around 10% for general category applicants
- Reserved Category Booking: Around 5%
Installment Plan:
- Payment tenure: 36 months (3 years)
- Interest rate: 7% per annum
- Late payment penalty: Approximately 2% additional interest
Applicants who make timely payments may also be eligible for an early payment benefit of up to 2% discount , subject to conditions.
Eligibility Criteria
To apply for the scheme, applicants must meet the following conditions:
- Minimum age: 18 years
- Must be an Indian citizen
- Property ownership restriction:
- Not more than 1 property in Lucknow
- Not more than 2 properties in Uttar Pradesh (self or family combined)
Income Criteria:
- Annual family income must be up to ₹3 lakh
- Valid income certificate (issued within the last 6 months) is mandatory
Reservation Policy
The scheme follows government reservation norms:
- SC: 21%
- ST: 2%
- OBC: 27%
- Freedom Fighters: 5%
- MPs/MLAs Quota: 5%
- Government Employees (50+ age): 5%
- Urban Development Staff: 2%
- Ex-Servicemen: 3%
- Senior Citizens: 10% (horizontal reservation)
- Persons with Disabilities: 5% (horizontal reservation)
Facilities and Infrastructure
The project includes essential residential infrastructure such as:
- Gated boundary with security
- Electricity and basic civic infrastructure
- Two-wheeler parking facility
- Planned residential layout with LDA development standards
However, four-wheeler parking availability is limited or not clearly specified.
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Important Terms and Conditions
Applicants must carefully note the following conditions:
- Delay of installments beyond 90 days may lead to cancellation
- Non-payment of 3 consecutive installments can result in automatic cancellation
- After allotment, surrender may lead to deductions of up to 20%
- Some fees such as registration and booklet charges (~₹600 + GST) are non-refundable
- Refunds for unsuccessful applicants will be processed without interest
Lottery-Based Allotment System
All flats under the scheme will be allotted through a transparent lottery system . The results will be published on the official LDA website and notice board. Applicants who are not selected will receive refunds as per policy guidelines.
Why This Scheme is Important
The Sardar Vallabh Bhai Patel Awas Yojana Phase 2 is considered significant due to:
- Affordable entry price in a prime Lucknow location
- Central connectivity with high appreciation potential
- Structured financing with 3-year installment options
- Strong reservation benefits for eligible categories
- LDA-backed development ensuring regulatory transparency
Conclusion
The Phase 2 launch of the Sardar Vallabh Bhai Patel Awas Yojana in Dalibagh, Lucknow presents a notable opportunity for EWS applicants seeking affordable housing in a premium urban location. However, applicants are advised to carefully review payment obligations, penalties, and eligibility criteria before applying.
