Samriddhi Homes Scheme 2026: Affordable EWS & LIG Flats in Ghaziabad – Full Details

Samriddhi Homes Scheme in Ghaziabad: Complete Guide to EWS & LIG Flats, Eligibility, Price, and Application Process

Ghaziabad: A new affordable housing opportunity has been launched under the Samriddhi Homes project in Wave City along NH-24 (NH-9), offering residential flats for the Economically Weaker Section (EWS) and Lower Income Group (LIG) categories. The scheme has already generated significant interest, with thousands of applications reportedly submitted.

This detailed guide covers everything prospective buyers need to know — from eligibility and pricing to the application process and payment structure.

Project Overview

• Project Name: Samriddhi Homes
• Location: Wave City, NH-24 (NH-9), Ghaziabad
• Developer: UCHDPL (Uppal Chadha Hi-Tech Developers Pvt. Ltd.)
• Project Type: Group Housing (Leasehold – 90 years)
• RERA Registered: Yes (Details available on UP RERA website)

The project is located within Sector 1, Oakwood Enclave, a well-planned area inside Wave City. Site visits are allowed for interested buyers.

Flat Details and Pricing

The scheme offers a total of 2,160 flats, divided equally between EWS and LIG categories.

EWS Flats

• Carpet Area: 34.76 sq. m.
• Price: ₹6,25,680 (excluding GST)

LIG Flats

• Carpet Area: 43.98 sq. m.
• Price: ₹13,57,970 (excluding GST)
  
  

Eligibility Criteria

Income Requirements

• EWS Category: Annual income up to ₹3 lakh
• LIG Category: Annual income between ₹3 lakh and ₹6 lakh

Other Conditions

• Applicant must be an Indian citizen
• Minimum age: 18 years
• Valid income certificate is mandatory
• ₹100 affidavit (notarised) must be submitted

Applicants from any state in India are eligible to apply.

Application Process (Offline Only)

The entire process is conducted offline.

Where to Get the Form?

Application forms (₹500) are available at:

• ICICI Bank, Raj Nagar, Ghaziabad
• ICICI Bank, Sector 18, Noida
• Wave City Sales Office (on-site)

Submission

Completed forms must be submitted only at the Wave City Sales Office.

Registration Amount (Demand Draft)

• EWS: ₹62,568
• LIG: ₹1,35,710

The Demand Draft must be made in favour of UCHDPL and payable at Ghaziabad.

Important Dates

• Application Start Date: March 2026
• Last Date: April 22, 2026

Applicants are advised to apply early to avoid last-minute issues.

Documents Required

• Aadhaar Card
• PAN Card
• Income Certificate (mandatory issused by Tahsil)
• Passport-size photograph (attested by Gazzetted Officer / Notarised)
• Caste / Reservation certificate (if applicable)
• Cancelled cheque
• ₹100 notarised affidavit stamp paper.
  Only DD of Registration amount accepted
   

Allotment Process

Flats will be allotted through a lottery draw conducted by the Ghaziabad Development Authority.

• Expected draw timeline: Within 6 months
• Results will be announced via newspapers and official channels

Payment Plan

• 10% at application stage

• 10% within 2 months of allotment
• 80% payable in 12 quarterly instalments (over 3 years)

Interest will be charged as per MCLR + 1%.

Optional Benefits

• 5% discount on full payment within 120 days of allotment
• Bank loan facility may be available (subject to approval)

Reservation Policy

• SC/ST/OBC (UP residents)
• Ex-servicemen
• Senior citizens (10%)
• Persons with disabilities (3%)

Valid certificates must be submitted to claim reservation benefits.

Possession Timeline

• Construction started: March 2024

• Expected completion: February 2029

• Estimated possession: 2031–2032

Refund Policy

Unsuccessful applicants will receive a refund within 1–2 months after the draw, directly to their bank account.

Key Highlights

• Affordable housing under government-supported framework

• Transparent lottery-based allotment
• Located on NH-24 — a major connectivity corridor
• Open to applicants across India

Conclusion

The Samriddhi Homes scheme in Ghaziabad presents a promising opportunity for first-time homebuyers in the EWS and LIG segments. With relatively low entry cost, structured payment plans, and government-backed transparency, it stands out as a safer alternative to private real estate investments.

However, buyers should carefully evaluate long possession timelines and loan availability before applying.