The Karnataka government has placed a strong emphasis on affordable housing in the 2025 budget by substantially increasing funding for the Rajiv Gandhi Rural Housing Corporation Limited (RGRHCL). This initiative aims to fast-track housing projects for the economically weaker sections (EWS) across both urban and rural areas, with a focus on sustainability and transparency.
Increased Funding: Significant budgetary expansion to boost housing initiatives.
Targeted Projects: Allocation of dedicated funds for new housing units and infrastructure upgrades.
Balanced Resource Distribution: Equitable allocation of resources between urban and rural housing developments.
Sustainability Commitment: Implementation of cost-effective and eco-friendly construction techniques.
RGRHCL - Rajiv Gandhi Housing Scheme is a Special Purpose Vehicle (SPV) established by the Karnataka government to implement affordable housing programs under various state and central schemes.
Providing affordable housing across Karnataka.
Promoting cost-effective building techniques through Nirmithi Kendras (construction support centers).
Preparing and managing beneficiary lists approved by local Gram Sabhas.
Offering financial and technical assistance for self-construction.
Addressing slum development issues and enhancing infrastructure.
Affordable Housing: Ensuring accessibility for EWS and LIG households.
Sustainable Construction: Encouraging rural adoption of innovative building methods.
Transparency: Digitalization of processes for efficient beneficiary management.
The Ashraya portal simplifies applications, tracking, and access to information for RGRHCL schemes.
Visit the Ashraya Portal.
Click on Login, select your district, and enter credentials along with Captcha verification.
Access application status, allotment letters, and scheme-related details.
Online applications for housing schemes.
Real-time tracking of beneficiary status.
Information on land availability and project updates.
Downloadable acknowledgment and provisional allotment letters.
Target: Rural homeless families with annual income below ₹32,000.
Benefits: 85% subsidy on raw materials.
Application Process: Apply online via the RGRHCL portal and track status using the acknowledgment number.
Target: SC/ST families in both urban and rural areas.
Subsidy: ₹1.75 lakh for house construction or purchase.
Focus: Rehabilitation of marginalized communities.
Funding: Contributions from panchayats, state, and central schemes.
Scope: 1 lakh multi-story units (G+3 to G+14).
Pricing: Starting from ₹6 lakh per unit (30.44 sqm carpet area).
Eligibility: Disabled individuals, transgender persons, HIV-affected individuals, and other vulnerable groups.
Submit the application through the Ashraya portal or local authorities.
Gram Panchayat/urban bodies conduct document verification.
GPS-based land validation followed by district-level review.
Final approval and notification from RGRHCL.
Incomplete documentation or prior property ownership.
Income exceeding scheme limits or availing multiple government benefits.
Poor credit history or unstable employment.
Policy Incentives: Developers receive TDR/FAR bonuses for reserving 10–25% of units for EWS households.
Ongoing PPP Projects: Raichur (1,050 units), Vijayapura, Koppal, and Bengaluru BTM Layout.
Portal: Ashraya Karnataka
Address: Kaveri Bhavan, 9th Floor, Bengaluru – 560009
Contact: 080-22106888 | rgrhcl@nic.in
Note: For complete eligibility details, required documents, and scheme updates, visit the Ashraya portal or contact local RGRHCL offices.