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Jharkhand State Housing Board Housing Scheme

Oct 07 2025

The Jharkhand State Housing Board (JSHB) continues to play a key role in transforming Jharkhand’s urban and semi-urban housing landscape. With rapid industrialization, growing cities, and rising population, the demand for affordable homes has never been higher. In 2025, JSHB is advancing multiple housing initiatives — from online allotment lotteries to free housing schemes — ensuring that every family in the state has access to safe and sustainable shelter.


 Overview: About Jharkhand State Housing Board (JSHB)

The Jharkhand State Housing Board is a statutory body functioning under the Urban Development and Housing Department (UD&HD), Government of Jharkhand.
Its mandate includes:

  • Planning and constructing residential & commercial properties

  • Allocating houses to different income groups (EWS, LIG, MIG, HIG)

  • Promoting affordable housing and transparent allotment processes

  • Supporting state and central housing missions such as Abua Awas Yojana and PMAY

The Board operates mainly from its headquarters in Ranchi, with regional offices in major cities such as Dhanbad, Bokaro, Hazaribagh, and Jamshedpur.


 Major Housing Initiatives in 2025

 Abua Awas Yojana (State Free Housing Scheme)

The Abua Awas Yojana is one of Jharkhand’s flagship welfare projects aimed at providing free homes to the homeless and those living in kutcha houses.

Key Highlights (2023–2026):

  • Target: 8 lakh houses to be built across the state

  • Phase I (2023-24): 2 lakh houses

  • Phase II (2024-25): 3.5 lakh houses

  • Phase III (2025-26): 2.5 lakh houses

  • Each home: ~31 sq. m., includes 3 rooms + kitchen

  • Beneficiaries: Homeless, PVTGs, bonded labourers, and households excluded from PMAY

  • Financial assistance: ₹2 lakh for house construction + 95 days of MGNREGA employment

  • Construction monitoring via geo-tagging and mobile app for transparency

This scheme is transforming rural and semi-urban Jharkhand by offering permanent, disaster-resilient housing.


 JSHB Online Housing Lottery – 2025 Ranchi Scheme

To ensure fairness and ease, the Jharkhand State Housing Board introduced a fully online lottery system for allotting flats in Ranchi.

Project Details:

  • Location: Harmu & Argora Housing Colonies, Ranchi

  • Total Units: 181 flats

  • Categories: EWS, LIG, MIG, HIG

  • Application Period: 10 February – 10 March 2025

  • Lease Tenure: 90 years

  • Application Fees:

    • EWS – ₹1,000

    • LIG / MIG – ₹2,000

    • HIG – ₹3,000
      (plus 18% GST)

Flat Specifications (approx.):

Category Size (sq. ft.) Type
EWS 420–450 1 BHK
LIG 650–850 2 BHK
MIG 1,000–1,200 2–3 BHK
HIG 1,500+ 3 BHK / Duplex

Applicants can apply online at the official portal:
🔗 https://jshbelottery.jharkhand.gov.in

Allotments are made through a computerized draw of lots, ensuring complete transparency.


 New Residential Schemes in Hazaribagh and Daltonganj

In 2025, JSHB also invited applications for residential schemes in Hazaribagh and Daltonganj for various income groups.

Example (Hazaribagh Scheme):

  • EWS Flats – 364 sq. ft. | Price: ₹9.24 lakh

  • MIG Flats – 808 to 1,240 sq. ft. | Price varies by size

  • Applications accepted through the official JSHB portal
    These projects aim to decentralize housing opportunities and promote balanced urban growth.


 Eligibility Criteria (General)

To ensure fair access, applicants must:

  • Be a resident of Jharkhand

  • Not own a house/flat (freehold or leasehold) within 8 km of the project area

  • Provide valid income certificate and residence proof

  • Apply only under one income category (EWS/LIG/MIG/HIG)

  • Pay non-refundable application fees online

Allotments are made after verification and random computerized draws.


 Technology & Transparency Initiatives

Jharkhand is among the few states using digital platforms to manage housing schemes.
Recent steps include:

  • Online application & lottery systems via JSHB portal

  • Integration with Jharkhand e-District for verification

  • Geo-tagging of houses under Abua Awas for progress tracking

  • Digital payment and document upload facilities

These measures reduce human intervention, curb corruption, and make the housing process simpler for citizens.


 Administration & Governance

The Jharkhand State Housing Board functions under the guidance of the Urban Development and Housing Department (UD&HD).

  • Minister (UD&HD, Jharkhand): Oversees housing policy and budget allocations

  • Chairman (JSHB): Supervises strategic projects and housing policies

  • Managing Director (JSHB): Implements schemes, oversees construction, and coordinates with contractors and beneficiaries

This dual leadership structure maintains a balance between policy vision and on-ground execution.


 Importance of JSHB in Urban Growth

With Jharkhand’s cities expanding rapidly — especially Ranchi, Dhanbad, Bokaro, and Jamshedpur — JSHB’s role is pivotal in preventing unplanned settlements.
The Board’s focus on planned layouts, affordable housing, and mixed-income communities ensures that development remains inclusive and environmentally sustainable.


 Challenges Ahead

Despite progress, JSHB faces several challenges:

  • Land acquisition delays in dense urban zones

  • Rising construction material costs

  • Coordination between state and central housing missions

  • Low awareness among eligible rural families

Continuous monitoring, technological upgrades, and simplified documentation can help bridge these gaps.

The Jharkhand State Housing Board is redefining how public housing works in India — transparent, digital, and citizen-centric.
From Abua Awas Yojana’s free homes to online flat lotteries in Ranchi and Hazaribagh, the state is moving toward a future where “Housing for All” becomes a reality.

As Jharkhand continues to urbanize, JSHB’s vision of affordable, inclusive, and sustainable housing will remain central to the state’s development journey.


Official Links: